Loan Rates

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Type of Loan:
APR* Term

New & One Year Old Vehicle
($40,000 Max Loan)

5.00%

36

New & One Year Old Vehicle
($40,000 Max Loan)

5.49%

48

New & One Year Old Vehicle
($40,000 Max Loan)

5.74%

60

New & One Year Old Vehicle
($40,000 Max Loan)

6.74%

72

Used Vehicle
($30,000 Max Loan)

6.49%

36

Used Vehicle
($30,000 Max Loan)

6.74%

48

Used Vehicle
($30,000 Max Loan)

7.24%

60

Home Equity 
(Line of Credit is a variable rate)
($100,000 Maximum)

6.49%

60 to 240

PHH Mortgage (obtain rates or apply) 

Share Secured
($30,000 Maximum)

3.50%

36


Parent Plus
 
7.50%

Co-Maker
($7,000 Maximum)

12.00%

42

Unsecured
(great for consolidation loan to pay-off high rate credit card debt or for small purchase items.)

($10,000 Maximum)

12.00%

42

Visa Credit Card

8.90%-10.90%

Check Card Balances

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*Rates are valid for credit-worthy members with a national risk score below 300. (Range 1 to 1000). Creditworthy members with higher scores will qualify for higher rates (300 to 499, 1% higher) (500 to 750, 2% higher) (751 to 1000, 3% higher) on consumer loans. No risk score due to insufficient data, 2% higher.

PHEAA LOANS

*Available at your credit union (Stafford, Parent Plus, Keystone Best) contact the credit union to apply. (Eligible for Interest Refunds)